Terms of Service

1. Acceptance of the Terms

By creating an account, accessing, or using the Service, you confirm that you are at least 18 years old and legally able to enter into these Terms, and that you accept them in full. If you use the Service on behalf of a business, you represent that you are authorized to bind that business.

2. The Service

WizKeep is a bookkeeping and financial-organization tool for business owners and their accountants. It lets you record transactions, connect bank accounts to import transactions, scan receipts, generate reports, and share information with an accountant.

The Service is available in several countries and currencies. When you create your books you choose the country you operate in and the currency they are kept in; both determine how your figures are recorded and presented, and neither can be changed afterwards, because doing so would reinterpret everything already recorded. Not every feature is available in every country: bank connections in particular depend on your bank being supported where you are.

The Service is provided for informational and record-keeping purposes only. WizKeep does not provide financial, investment, legal, or tax advice, and it does not move money or execute transactions on your behalf.

3. Accounts and Registration

You must provide an accurate email address and keep your credentials secure. You are responsible for all activity under your account. Notify us immediately of any unauthorized use.

Some data is used to produce documents with legal or tax effect — the country of your business, its tax identification number, and the figures you record. You are responsible for those being accurate and for having the right to provide them. We do not verify them against any official register, and a document built on wrong data is not something we can correct after the fact.

If you register as an accountant, you also confirm that the professional credentials you provide are yours and are current. We verify them against the corresponding public register, and we may suspend a listing that no longer matches it.

4. Bank Connections (Plaid)

If you connect a bank account, that connection is provided through Plaid Inc. Your banking credentials are entered directly with Plaid and are never seen or stored by WizKeep. We receive read-only transaction and balance data. You may disconnect a bank at any time from Settings, which revokes our access.

You can also bring your movements in by uploading a statement as a PDF, CSV or Excel file, whether or not your bank can be connected. What is read from that file is a proposal you review and confirm before anything is recorded in your books, and a file may be read incompletely or incorrectly — checking it is part of your responsibility, not something the Service guarantees.

5. Subscriptions and Payments

Some features require a paid subscription. Prices, billing periods, and included features are shown before you subscribe. Subscriptions renew automatically until cancelled.

Depending on where you purchase, billing is handled by the Apple App Store, Google Play, or our web payment processor. Cancellations and refunds are subject to the rules of the store or processor used for the purchase.

Features that rely on artificial intelligence consume credits. Your plan includes an allowance that renews with each billing period and does not carry over; you can also buy additional credits as a one-off, and those do not expire. When you run out, the features that use them stop until your allowance renews or you buy more — the rest of the Service keeps working. Credits are not money, cannot be transferred or exchanged, and are not refundable once used.

6. Acceptable Use

You agree not to misuse the Service, including: attempting to access other users’ data, reverse-engineering the Service, uploading unlawful content, or using the Service to violate any applicable law or regulation.

7. Working with an accountant

You can connect your books with an accountant. Doing so gives that person access to the accounting information of the business you connect, with the permissions shown to you at the time; the connection is yours to make and yours to end, at any time, from the app.

The accountant is an independent professional, not part of WizKeep. We do not choose them for you, we do not supervise their work, and we are not a party to what you agree with them — including their fees. Any professional advice they give you is theirs.

Ending the connection revokes their access going forward. It does not erase the accounting history the two of you produced together, which stays in your books, nor the record of the messages and documents you exchanged.

8. Your Content

You retain ownership of the data and documents you upload. You grant WizKeep a limited licence to store and process that content solely to provide the Service. Our handling of personal data is described in our Privacy Policy.

9. Disclaimers

The Service is provided "as is" and "as available" without warranties of any kind. WizKeep does not warrant that the Service will be uninterrupted or error-free, or that reports or figures are accurate for tax-filing or legal purposes. You are responsible for verifying your records with a qualified professional.

10. Limitation of Liability

To the maximum extent permitted by law, WizKeep will not be liable for any indirect, incidental, or consequential damages, or for any loss of data, profits, or revenue arising from your use of the Service.

11. Termination and Account Deletion

You may delete your account at any time from Settings → Delete account, on the web or in the mobile app, or by requesting deletion at wizkeep.com/delete-account. We may suspend or terminate access for breach of these Terms. Certain records may be retained where required by law.

12. Changes to the Terms

We may update these Terms from time to time. Material changes will be notified in the app or by email. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

13. Contact

Questions about these Terms: advancedflowtools@gmail.com